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Cargo insurance

World Transport Overseas offers comprehensive cargo insurance solutions to protect your goods throughout their entire journey. Whether your shipment travels by sea, air, road, or rail, our insurance products provide the financial protection you need against loss, damage, or theft.

We work with leading marine insurers to provide competitive premiums and broad coverage tailored to your specific cargo type and trade lane. From standard Institute Cargo Clauses to bespoke project cargo policies, our insurance specialists will recommend the most appropriate cover for your needs.

In the event of a claim, our dedicated claims handling team acts swiftly to minimise disruption to your business. We manage the entire claims process on your behalf — from initial notification through to final settlement — ensuring you receive fair and prompt compensation.

Insurance Benefits

All-Risk Cover

Comprehensive protection against physical loss or damage during transit by any mode

All Transport Modes

Single policy covering sea, air, road, and rail shipments worldwide

Fast Claims

Dedicated claims handling team ensuring swift resolution and payment

Competitive Rates

Access to leading marine insurers ensuring best-value premiums for your cargo

Cover Types

Institute Cargo Clauses A

Broadest all-risks cover for general cargo — protects against all risks of physical loss or damage except specific exclusions.

Institute Cargo Clauses B

Named perils cover including fire, explosion, vessel stranding, collision, earthquake, and water damage.

Institute Cargo Clauses C

Basic named perils cover for lower-value cargo — fire, explosion, vessel stranding, collision, and general average.

Refrigerated Cargo Cover

Specialist cover for temperature-sensitive goods including breakdown of refrigeration machinery.

Open Cover Policy

Continuous insurance for regular shippers — automatic cover for all shipments under agreed terms.

Project Cargo Insurance

Bespoke cover for high-value, oversized, or complex project cargo requiring specialist underwriting.